That is a great question! It's one to ask yourself with anyone doling out advice because it is very similar to opinions – everyone has one whether qualified or not.
What Exactly is Advice?
In my opinion (there's that word again), advice is when a person shares their wisdom with someone. Wisdom that has been gained through growth and experience in a given field or life in general.
Actions Speak Louder Than Words
So with that said.....
The Experience and Background of ScaredyCatGuide

Much of what I share is advice on personal finance, real estate investing and stock/crypto investing. I do this because I truly enjoy seeing people make better financial decisions, thus live a better life.
In fact, it drives me nuts when I see my friends making really poor financial decisions and then complaining about how they live month to month, ugh.
Help me to help you bro!
Real Estate Experience
As my followers know - I own some rental properties that have been acquired over the last four years. Granted, they don't make me rich but they bring in enough cash flow to pay the bills on the home I live in, which is a comforting feeling.
I share my experience in rental property investing on steemit and on ScaredyCatGuide.com.
In addition to that, I am a part of my local Real Estate Investors Association (REIA) and was a round table speaker last month.
Posted the experience: @scaredycatguide/apparently-scaredycatguide-is-some-kind-of-expert-now
By doing these things, I hope others can make better choices and learn from my growing pains rather than endure them first hand.

Property records are public so I don't mind sharing them. These are my properties. I'm practicing what I preach, not just "selling you education."
Trading and Investing Experience
I got the investing bug right after graduating high school. It started with stock investing, then trading options and hit a head when I day traded professionally for about 4 years.
Below is my info from FINRA showing licenses I held and the firms I was with.
My time as a trader led to alot of technical analysis and charting. Luckily these principles convey to cryptocurrency as well, which has enabled me to invest in crypto and share my analysis with the steemit community.
What is Really Awesome - using BTC to trade stocks!
Stock trading will always been my first love, but now I get to couple it with my new love of crypto thanks to 1broker.com. They allow us to use bitcoin to trade stocks and the best part is you can by fractions of shares allowing me to trade high priced stocks like AMZN on the cheap.
I was able to trade AMZN stock's first run to $1k only tying up .16 BTC for a nice 36% profit. That would not have happened if outright buying stock with USD was my only option. Definitely check out 1broker.com if you still want to invest in stocks but hold your money in bitcoin.
Conclusion
So that's a deeper look into my background for those that I know and for those I will come to know. Hopefully my experience and advice can help you live a better life.
Feel free to find me on steemit or at ScaredyCatGuide.com
Best Regards,
Disclaimer - All information in this post is for that use, informational only.